Coverage
Everyone knows good insurance coverage is important to your clients. It provides them with the peace of mind knowing that their manufactured home, personal property, other structures, and other assets are protected from losses and/or lawsuit. However, as a manufactured home retailer, lender, park owner, or otherwise, why should good coverage and easy procurement be important to you?
As a manufactured home retailer you bring together a package that not only includes the home, but all other services you provide. Is the process easy for your clients or are they running around town trying to find insurance coverage? It is easy to not include insurance services in your package, but what if you could add more value and offer coverage at no cost to you? On the flip side, what if you do include insurance in your home package and service contract fails to live up to the hype, or your insurance company drags out a claim? That reflects poorly on you. Is the company you are referring clients to providing your level of service? Is the company they are placing your clients with strong?
As a manufactured home lender you know something about insurance. From your perspective there are a few straight forward but important questions.
- Is my portion of this asset covered from loss and/or lawsuit?
- Is the company the client is with solvent?
- If they have big losses will my loss be covered?
As a park owner, you may think insurance isn’t important, but have you ever been responsible for debris removal after a fire? Most manufactured home insurance policies have a provision for this situation. Do your residents have insurance? Not to mention the intrinsic benefit of an increased pride of ownership.
Clearly, your needs are a bit different from your clients needs. However, mhinsurancenow.com can meet both sets of needs. Here is how:
- We make procurement easy with our online Manufactured Home Insurance quote and insurance systems and brick and mortar call center full of licensed insurance agents. Simply post a link and collect a check. For more information, see our why us page.
- We only represent A-rated companies such as Assurant and American Modern. While there have been some hiccups with rated companies in the past years an A-rating is still the best method of ensuring a company is solvent and able to pay claims. For more information take a look at our Manufactured Home Insurance partners page.
- We offer a comprehensive physical damage protection which includes coverage for direct, sudden and accidental losses, including, in most cases, losses caused by theft, fire, lightning, hail, explosion, smoke, windstorm, flood, earthquake, falling objects, landslide, vandalism, and more.
- Mobile Home Protection - Provides insurance coverage for your mobile home and any attached structure.
- Adjacent Structure Protection - Your insurance policy covers structures not attached to your manufactured home (i.e. garage or tool shed) against direct, sudden and accidental loss or damage.
- Personal Effects Protection - This coverage includes protection for your stereo, TV, furniture, appliances, tools and even your audio and video equipment – which could amount to thousands of dollars in losses.
- We understand that liability insurance is important. All the insurance protection in the world against fire of flood is meaningless if you lose your assets in a lawsuit. We protect you and your clients from this type of risk with beefy liability limits.
- We have programs that offer extras that protect you!
- Debris Removal
- Trip Collision
- Builders Risk
- And others.
For more information about our manufactured home insurance programs contact us today at 877.784.6787 or click here to send an email.
Our MHInsurancePro.com Website contains general descriptions of the policies and coverage we provide. These explanations contain summaries of available manufactured home insurance coverage options. Coverage may vary by state, company, and policy. For a complete description of coverage, exclusions, conditions and limitations please refer to and read your insurance policy carefully.
